It’s no secret that financial stress is on the rise. In fact, 64% of adults say money is their top source of stress. Which is a figure that has remained stubbornly high and stands to increase thanks to recent economic turmoil. But here is the good news: financial wellness platforms are one of the most effective tools we have to reduce stress and improve long-term well-being. And we have the data to prove it.
iGrad’s newly released 2025 research report, Reducing Financial Stress and Increasing Financial Wellness: The Importance and Impact of Financial Education, analyzes real outcomes from users engaging with our Enrich financial wellness platform. The findings are clear: financial education drives measurable behavior change.

What the Financial Wellness Platform Data Shows
Our platform users aren’t just learning, they’re transforming their financial behaviors:
- 47% of users reduced their financial stress score after using the platform
- Users who completed budgeting courses saw average test score gains of 36 points
- High-stress users were twice as likely to improve budgeting, debt management, and savings habits
- Personality-driven insights helped tailor guidance and boost user engagement
These results are thanks to a powerful combination of behavioral science, personalized assessments, and flexible financial wellness resources.
Why It Matters
Whether you’re in financial services, human resources, or higher education, you’ve likely seen the ripple effects of financial stress – lower productivity, mental health challenges, and decreased engagement – all commonly rooted in poor financial habits.
That’s where iGrad comes in. Through our data-driven, highly personalized Enrich financial wellness platform, we empower individuals to build better financial habits and make lasting, positive changes.
See the Full Report on Financial Wellness
If you’re looking for actionable insights backed by real user data, this paper is for you.
Download the full research report: Reducing Financial Stress and Increasing Financial Wellness: The Importance and Impact of Financial Education.
Gain a better understanding of what drives financial stress, which personalities need the most help, and how to implement an education strategy thought financial wellness platforms that actually work.