January brings fresh energy, ambitious goals, and a lot of good intentions. For employees, that often means resolving to pay down debt, build savings, or finally get on a budget.
Unfortunately, we all know how the story usually goes.
By February, life gets in the way and most resolutions are already forgotten. According to Forbes Health, “improved finances” is the second most popular New Year’s resolution (38%) but the average resolution lasts only 3.74 months.1 People get busy. Motivation fades. And without structure and support, even the best financial intentions lose momentum.
That’s where strong employee financial wellness programs makes all the difference.
Why Financial Resolutions Fail
It’s not that employees don’t want to improve their finances. In fact, financial stress is consistently one of the top concerns in the workplace, with 60% of full-time employees being stressed about their finances.2
The problem? Most employees are trying to make big changes without clear goals, a system for accountability, or personalized guidance.
This leads to frustration, inconsistency, and ultimately disengagement – both in their financial goals and in their work.
Effective employee financial wellness programs can break that cycle.
From Intention to Action: The Enrich Approach to Employee Financial Wellness Programs
Enrich is built to do more than just educate. It helps employees take action and build confidence one step at a time.
Here’s how it turns resolutions into results:
- Personalized content paths: Employees begin with a financial wellness checkup and our You Money Personality® assessment, which tailors learning to their mindset, goals, and behaviors.
- Behavioral nudges: Regular, gentle reminders and goal tracking help users stay engaged and make consistent progress.
- Real-time check-ins: Employees can monitor their own improvement, reflect on habits, and get credit for small wins, which increases follow-through.
- Scalable support: HR doesn’t have to manage it all. Enrich runs in the background, offering on-demand resources, coaching access, and proactive engagement.
The result? A benefits program that actually benefits everyone involved.
Measurable Outcomes, Meaningful Change
Employers who use Enrich have seen results like:
- 42% average knowledge gain across key financial topics
- 35% increase in confidence from “not sure” to “pretty confident” in applying this knowledge
- 20% improvement in saving behaviors (users with leftover funds at the end of each month)
The Enrich platform isn’t just a content library. It’s a full-scale employee financial wellness program that drives real behavior change.
Ready To Make 2026 Different?
If you want to help your team turn short-term motivation into long-term stability, financial wellness has to be part of your strategy.
Schedule a call to learn how Enrich can help you implement employee financial wellness programs that makes resolutions stick.
- Forbes Health. “New Year’s Resolutions Statistics 2024”
- PwC. “PwC’s 2023 Employee Financial Wellness Survey”
